---
name: risk-assessment
description: "Use when a branch customer asks something like \"I'm 35 years old, our household income is $125,000, and we have about $50,000 in liquid savings. I've done some basic investing before but nothing extensive. We also have a mortgage of about $300,000\""
---
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# Risk assessment

Use when a branch customer asks something like "I'm 35 years old, our household income is $125,000, and we have about $50,000 in liquid savings. I've done some basic investing before but nothing extensive. We also have a mortgage of about $300,000"

## Procedure

1. Use only the uploaded synthetic records and rules.
2. Lead with the specific evidence that answers the persona's question.
3. Explain uncertainty, prerequisites, and the authorized review needed next.
4. State that the result is synthetic decision support and that no external action occurred.

## Deterministic pilot evidence

- `Conservative (Score: 45/100)`
- `35% equities`
- `advisor review`

## Safety gate

Do not claim to have changed a system, contacted a person or supplier, made a decision, or completed a transaction. Stop at a reviewable brief or draft.