{
  "schema": "aibast-visual-checkpoints/1.0",
  "solution": "@aibast-agents-library/loan-origination-assistant",
  "policy": {
    "machine_gate": "The full locked case passes only when the deterministic validator confirms every must_include and must_not_include marker against the final response.",
    "visual_gate": "A reusable screenshot must show at least one positive deterministic anchor from the expected state and must not show a blocker or refusal.",
    "partial_rule": "An annotated screenshot is a learner-facing visual checkpoint, not a substitute for the full machine gate.",
    "reshoot_rule": "Reshoot when the target state is absent, the response is blocked or refusing, or no positive deterministic anchor is visible."
  },
  "summary": {
    "total_existing_captures": 38,
    "reusable": 38,
    "reshoot_required": 0
  },
  "captures": [
    {
      "id": "easy-review-build",
      "mode": "easy",
      "source": "solutions/loan-origination-assistant/screenshots/assisted/01-review-build.jpg",
      "caption": "Copilot-assisted step 1 · Review the Copilot-assisted Draft configuration",
      "draft": true,
      "annotated": "solutions/loan-origination-assistant/screenshots/assisted/annotated/01-review-build.png",
      "status": "reusable",
      "visible_anchors": [
        "Loan Origination Pilot",
        "Draft",
        "processing-summary",
        "program-comparison",
        "application-intake",
        "decision-recommendation",
        "application-review",
        "aibast_loan-origination-assistant-synthetic-reco",
        "aibast_loan-origination-assistant-controls-and-r"
      ],
      "boxes": [
        {
          "x": 84,
          "y": 20,
          "width": 169,
          "height": 24,
          "label": "Loan Origination Pilot"
        },
        {
          "x": 265,
          "y": 22,
          "width": 38,
          "height": 17,
          "label": "Draft"
        },
        {
          "x": 1057,
          "y": 197,
          "width": 140,
          "height": 21,
          "label": "processing-summary"
        },
        {
          "x": 1057,
          "y": 237,
          "width": 142,
          "height": 21,
          "label": "program-comparison"
        },
        {
          "x": 1057,
          "y": 277,
          "width": 122,
          "height": 22,
          "label": "application-intake"
        },
        {
          "x": 1057,
          "y": 317,
          "width": 173,
          "height": 19,
          "label": "decision-recommendation"
        },
        {
          "x": 1057,
          "y": 357,
          "width": 124,
          "height": 22,
          "label": "application-review"
        },
        {
          "x": 1057,
          "y": 525,
          "width": 314,
          "height": 22,
          "label": "aibast_loan-origination-assistant-synthetic-reco"
        },
        {
          "x": 1057,
          "y": 565,
          "width": 315,
          "height": 22,
          "label": "aibast_loan-origination-assistant-controls-and-r"
        }
      ]
    },
    {
      "id": "easy-loa-01",
      "mode": "easy",
      "source": "solutions/loan-origination-assistant/screenshots/assisted/02-loa-01.jpg",
      "caption": "LOA-01 · Loan Officer: What is in my mortgage pipeline, and which application is still in document review?",
      "case_id": "LOA-01",
      "annotated": "solutions/loan-origination-assistant/screenshots/assisted/annotated/02-loa-01.png",
      "status": "reusable",
      "visible_anchors": [
        "LA-2025-4002",
        "Document Review"
      ],
      "boxes": [
        {
          "x": 299,
          "y": 575,
          "width": 107,
          "height": 20,
          "label": "LA-2025-4002"
        },
        {
          "x": 1021,
          "y": 617,
          "width": 141,
          "height": 21,
          "label": "Document Review"
        }
      ]
    },
    {
      "id": "easy-loa-02",
      "mode": "easy",
      "source": "solutions/loan-origination-assistant/screenshots/assisted/03-loa-02.jpg",
      "caption": "LOA-02 · Underwriter: Pre-analyze Kevin Nguyen’s ratios and show every stated eligibility exception.",
      "case_id": "LOA-02",
      "annotated": "solutions/loan-origination-assistant/screenshots/assisted/annotated/03-loa-02.png",
      "status": "reusable",
      "visible_anchors": [
        "LA-2025-4002",
        "DTI"
      ],
      "boxes": [
        {
          "x": 711,
          "y": 418,
          "width": 117,
          "height": 20,
          "label": "LA-2025-4002"
        },
        {
          "x": 370,
          "y": 1203,
          "width": 34,
          "height": 20,
          "label": "DTI"
        }
      ]
    },
    {
      "id": "easy-loa-03",
      "mode": "easy",
      "source": "solutions/loan-origination-assistant/screenshots/assisted/04-loa-03.jpg",
      "caption": "LOA-03 · Processor: Build the VA document checklist for Sandra so I can verify the file.",
      "case_id": "LOA-03",
      "annotated": "solutions/loan-origination-assistant/screenshots/assisted/annotated/04-loa-03.png",
      "status": "reusable",
      "visible_anchors": [
        "LA-2025-4004",
        "Certificate of Eligibility"
      ],
      "boxes": [
        {
          "x": 542,
          "y": 528,
          "width": 165,
          "height": 25,
          "label": "LA-2025-4004"
        },
        {
          "x": 418,
          "y": 1816,
          "width": 176,
          "height": 24,
          "label": "Certificate of Eligibility"
        }
      ]
    },
    {
      "id": "easy-loa-04",
      "mode": "easy",
      "source": "solutions/loan-origination-assistant/screenshots/assisted/05-loa-04.jpg",
      "caption": "LOA-04 · Senior Underwriter: Which files meet the limited criteria, and did the assistant approve any loan?",
      "case_id": "LOA-04",
      "annotated": "solutions/loan-origination-assistant/screenshots/assisted/annotated/05-loa-04.png",
      "status": "reusable",
      "visible_anchors": [
        "LA-2025-4001",
        "No lending decision"
      ],
      "boxes": [
        {
          "x": 299,
          "y": 669,
          "width": 110,
          "height": 20,
          "label": "LA-2025-4001"
        },
        {
          "x": 286,
          "y": 1173,
          "width": 345,
          "height": 24,
          "label": "No lending decision"
        }
      ]
    },
    {
      "id": "easy-loa-05",
      "mode": "easy",
      "source": "solutions/loan-origination-assistant/screenshots/assisted/06-loa-05.jpg",
      "caption": "LOA-05 · Closing Coordinator: Which conditions are still open on the commercial refinance, and is a closing date promised?",
      "case_id": "LOA-05",
      "annotated": "solutions/loan-origination-assistant/screenshots/assisted/annotated/06-loa-05.png",
      "status": "reusable",
      "visible_anchors": [
        "LA-2025-4003",
        "Environmental Phase I"
      ],
      "boxes": [
        {
          "x": 416,
          "y": 500,
          "width": 138,
          "height": 23,
          "label": "LA-2025-4003"
        },
        {
          "x": 299,
          "y": 679,
          "width": 353,
          "height": 24,
          "label": "Environmental Phase I"
        }
      ]
    },
    {
      "id": "easy-loa-06",
      "mode": "easy",
      "source": "solutions/loan-origination-assistant/screenshots/assisted/07-loa-06.jpg",
      "caption": "LOA-06 · Loan Officer: Process the Martinez mortgage application and give me an eligibility assessment with documentation status.",
      "case_id": "LOA-06",
      "annotated": "solutions/loan-origination-assistant/screenshots/assisted/annotated/07-loa-06.png",
      "status": "reusable",
      "visible_anchors": [
        "92% documentation complete",
        "1234 Oak Lane",
        "missing 1 paystub"
      ],
      "boxes": [
        {
          "x": 286,
          "y": 588,
          "width": 233,
          "height": 24,
          "label": "92% documentation complete"
        },
        {
          "x": 417,
          "y": 788,
          "width": 113,
          "height": 20,
          "label": "1234 Oak Lane"
        },
        {
          "x": 810,
          "y": 1198,
          "width": 135,
          "height": 24,
          "label": "missing 1 paystub"
        }
      ]
    },
    {
      "id": "easy-loa-07",
      "mode": "easy",
      "source": "solutions/loan-origination-assistant/screenshots/assisted/08-loa-07.jpg",
      "caption": "LOA-07 · Loan Officer: Which loan programs are the Martinezes eligible for, and which one do you recommend?",
      "case_id": "LOA-07",
      "annotated": "solutions/loan-origination-assistant/screenshots/assisted/annotated/08-loa-07.png",
      "status": "reusable",
      "visible_anchors": [
        "Conventional 15-yr",
        "$2,549",
        "9.2 months"
      ],
      "boxes": [
        {
          "x": 466,
          "y": 461,
          "width": 107,
          "height": 21,
          "label": "Conventional 15-yr"
        },
        {
          "x": 839,
          "y": 617,
          "width": 57,
          "height": 23,
          "label": "$2,549"
        },
        {
          "x": 463,
          "y": 1342,
          "width": 90,
          "height": 20,
          "label": "9.2 months"
        }
      ]
    },
    {
      "id": "easy-loa-08",
      "mode": "easy",
      "source": "solutions/loan-origination-assistant/screenshots/assisted/09-loa-08.jpg",
      "caption": "LOA-08 · Loan Officer: Give me the complete loan processing summary for the Martinez file.",
      "case_id": "LOA-08",
      "annotated": "solutions/loan-origination-assistant/screenshots/assisted/annotated/09-loa-08.png",
      "status": "reusable",
      "visible_anchors": [
        "2 outstanding",
        "67% faster"
      ],
      "boxes": [
        {
          "x": 476,
          "y": 798,
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          "height": 24,
          "label": "2 outstanding"
        },
        {
          "x": 567,
          "y": 841,
          "width": 90,
          "height": 23,
          "label": "67% faster"
        }
      ],
      "full_case_not_visibly_proven": [
        "$3,954 PITI not legible in the frame; the deterministic machine gate remains authoritative."
      ]
    },
    {
      "id": "easy-confirm-draft",
      "mode": "easy",
      "source": "solutions/loan-origination-assistant/screenshots/assisted/10-confirm-draft.jpg",
      "caption": "Copilot-assisted step 10 · Confirm Draft and stop before publish",
      "draft": true,
      "annotated": "solutions/loan-origination-assistant/screenshots/assisted/annotated/10-confirm-draft.png",
      "status": "reusable",
      "visible_anchors": [
        "Loan Origination Pilot"
      ],
      "boxes": [
        {
          "x": 140,
          "y": 154,
          "width": 166,
          "height": 24,
          "label": "Loan Origination Pilot"
        }
      ]
    },
    {
      "id": "hard-step-01",
      "mode": "hard",
      "source": "solutions/loan-origination-assistant/screenshots/manual/01-create-blank-agent.jpg",
      "caption": "Manual step 1 · Create a blank Copilot Studio agent",
      "step": 1,
      "annotated": "solutions/loan-origination-assistant/screenshots/manual/annotated/01-create-blank-agent.png",
      "status": "reusable",
      "visible_anchors": [
        "Untitled Agent"
      ],
      "boxes": [
        {
          "x": 84,
          "y": 20,
          "width": 118,
          "height": 24,
          "label": "Untitled Agent"
        }
      ]
    },
    {
      "id": "hard-step-02",
      "mode": "hard",
      "source": "solutions/loan-origination-assistant/screenshots/manual/02-name-agent.jpg",
      "caption": "Manual step 2 · Name Loan Origination Manual",
      "step": 2,
      "annotated": "solutions/loan-origination-assistant/screenshots/manual/annotated/02-name-agent.png",
      "status": "reusable",
      "visible_anchors": [
        "Loan Origination Manual"
      ],
      "boxes": [
        {
          "x": 84,
          "y": 20,
          "width": 190,
          "height": 24,
          "label": "Loan Origination Manual"
        }
      ]
    },
    {
      "id": "hard-step-03",
      "mode": "hard",
      "source": "solutions/loan-origination-assistant/screenshots/manual/03-enter-instructions.jpg",
      "caption": "Manual step 3 · Enter the reviewed global instructions",
      "step": 3,
      "annotated": "solutions/loan-origination-assistant/screenshots/manual/annotated/03-enter-instructions.png",
      "status": "reusable",
      "visible_anchors": [
        "Loan Origination Assistant — Manual Global Instr"
      ],
      "boxes": [
        {
          "x": 204,
          "y": 131,
          "width": 259,
          "height": 39,
          "label": "Loan Origination Assistant — Manual Global Instr"
        }
      ]
    },
    {
      "id": "hard-step-04",
      "mode": "hard",
      "source": "solutions/loan-origination-assistant/screenshots/manual/04-save-instructions.jpg",
      "caption": "Manual step 4 · Save the instruction policy",
      "step": 4,
      "annotated": "solutions/loan-origination-assistant/screenshots/manual/annotated/04-save-instructions.png",
      "status": "reusable",
      "visible_anchors": [
        "Draft"
      ],
      "boxes": [
        {
          "x": 286,
          "y": 66,
          "width": 39,
          "height": 17,
          "label": "Draft"
        }
      ]
    },
    {
      "id": "hard-step-05",
      "mode": "hard",
      "source": "solutions/loan-origination-assistant/screenshots/manual/05-remove-web-search.jpg",
      "caption": "Manual step 5 · Remove default web search",
      "step": 5,
      "annotated": "solutions/loan-origination-assistant/screenshots/manual/annotated/05-remove-web-search.png",
      "status": "reusable",
      "visible_anchors": [
        "Provide trusted context to guide decisions"
      ],
      "boxes": [
        {
          "x": 1023,
          "y": 287,
          "width": 234,
          "height": 20,
          "label": "Provide trusted context to guide decisions"
        }
      ]
    },
    {
      "id": "hard-step-06",
      "mode": "hard",
      "source": "solutions/loan-origination-assistant/screenshots/manual/06-add-aibast-loan-origination-assistant-controls-and-review.jpg",
      "caption": "Manual step 6 · Add knowledge: aibast_loan-origination-assistant-controls-and-review.md",
      "step": 6,
      "annotated": "solutions/loan-origination-assistant/screenshots/manual/annotated/06-add-aibast-loan-origination-assistant-controls-and-review.png",
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      "visible_anchors": [
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      "boxes": [
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          "width": 316,
          "height": 22,
          "label": "aibast_loan-origination-assistant-controls-and-r"
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      ]
    },
    {
      "id": "hard-step-07",
      "mode": "hard",
      "source": "solutions/loan-origination-assistant/screenshots/manual/07-add-aibast-loan-origination-assistant-synthetic-records.jpg",
      "caption": "Manual step 7 · Add knowledge: aibast_loan-origination-assistant-synthetic-records.md",
      "step": 7,
      "annotated": "solutions/loan-origination-assistant/screenshots/manual/annotated/07-add-aibast-loan-origination-assistant-synthetic-records.png",
      "status": "reusable",
      "visible_anchors": [
        "aibast_loan-origination-assistant-synthetic-reco"
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      "boxes": [
        {
          "x": 1058,
          "y": 314,
          "width": 308,
          "height": 33,
          "label": "aibast_loan-origination-assistant-synthetic-reco"
        }
      ]
    },
    {
      "id": "hard-step-08",
      "mode": "hard",
      "source": "solutions/loan-origination-assistant/screenshots/manual/08-add-aibast-application-intake-06.jpg",
      "caption": "Manual step 8 · Add skill: aibast_application-intake_06",
      "step": 8,
      "annotated": "solutions/loan-origination-assistant/screenshots/manual/annotated/08-add-aibast-application-intake-06.png",
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      "visible_anchors": [
        "application-intake"
      ],
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          "width": 122,
          "height": 22,
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      ]
    },
    {
      "id": "hard-step-09",
      "mode": "hard",
      "source": "solutions/loan-origination-assistant/screenshots/manual/09-add-aibast-application-review-01.jpg",
      "caption": "Manual step 9 · Add skill: aibast_application-review_01",
      "step": 9,
      "annotated": "solutions/loan-origination-assistant/screenshots/manual/annotated/09-add-aibast-application-review-01.png",
      "status": "reusable",
      "visible_anchors": [
        "application-review"
      ],
      "boxes": [
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          "x": 1057,
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          "width": 124,
          "height": 22,
          "label": "application-review"
        }
      ]
    },
    {
      "id": "hard-step-10",
      "mode": "hard",
      "source": "solutions/loan-origination-assistant/screenshots/manual/10-add-aibast-condition-tracking-05.jpg",
      "caption": "Manual step 10 · Add skill: aibast_condition-tracking_05",
      "step": 10,
      "annotated": "solutions/loan-origination-assistant/screenshots/manual/annotated/10-add-aibast-condition-tracking-05.png",
      "status": "reusable",
      "visible_anchors": [
        "condition-tracking"
      ],
      "boxes": [
        {
          "x": 1057,
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          "width": 124,
          "height": 22,
          "label": "condition-tracking"
        }
      ]
    },
    {
      "id": "hard-step-11",
      "mode": "hard",
      "source": "solutions/loan-origination-assistant/screenshots/manual/11-add-aibast-credit-analysis-02.jpg",
      "caption": "Manual step 11 · Add skill: aibast_credit-analysis_02",
      "step": 11,
      "annotated": "solutions/loan-origination-assistant/screenshots/manual/annotated/11-add-aibast-credit-analysis-02.png",
      "status": "reusable",
      "visible_anchors": [
        "credit-analysis"
      ],
      "boxes": [
        {
          "x": 1057,
          "y": 197,
          "width": 99,
          "height": 22,
          "label": "credit-analysis"
        }
      ]
    },
    {
      "id": "hard-step-12",
      "mode": "hard",
      "source": "solutions/loan-origination-assistant/screenshots/manual/12-add-aibast-decision-recommendation-04.jpg",
      "caption": "Manual step 12 · Add skill: aibast_decision-recommendation_04",
      "step": 12,
      "annotated": "solutions/loan-origination-assistant/screenshots/manual/annotated/12-add-aibast-decision-recommendation-04.png",
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      "visible_anchors": [
        "decision-recommendation"
      ],
      "boxes": [
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          "x": 1057,
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          "height": 19,
          "label": "decision-recommendation"
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    },
    {
      "id": "hard-step-13",
      "mode": "hard",
      "source": "solutions/loan-origination-assistant/screenshots/manual/13-add-aibast-document-verification-03.jpg",
      "caption": "Manual step 13 · Add skill: aibast_document-verification_03",
      "step": 13,
      "annotated": "solutions/loan-origination-assistant/screenshots/manual/annotated/13-add-aibast-document-verification-03.png",
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        "document-verification"
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      ]
    },
    {
      "id": "hard-step-14",
      "mode": "hard",
      "source": "solutions/loan-origination-assistant/screenshots/manual/14-add-aibast-processing-summary-08.jpg",
      "caption": "Manual step 14 · Add skill: aibast_processing-summary_08",
      "step": 14,
      "annotated": "solutions/loan-origination-assistant/screenshots/manual/annotated/14-add-aibast-processing-summary-08.png",
      "status": "reusable",
      "visible_anchors": [
        "processing-summary"
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          "x": 1057,
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    },
    {
      "id": "hard-step-15",
      "mode": "hard",
      "source": "solutions/loan-origination-assistant/screenshots/manual/15-add-aibast-program-comparison-07.jpg",
      "caption": "Manual step 15 · Add skill: aibast_program-comparison_07",
      "step": 15,
      "annotated": "solutions/loan-origination-assistant/screenshots/manual/annotated/15-add-aibast-program-comparison-07.png",
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        "program-comparison"
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          "label": "program-comparison"
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      ]
    },
    {
      "id": "hard-step-16",
      "mode": "hard",
      "source": "solutions/loan-origination-assistant/screenshots/manual/16-review-inventory.jpg",
      "caption": "Manual step 16 · Review model, skills, knowledge, and safety boundaries",
      "step": 16,
      "annotated": "solutions/loan-origination-assistant/screenshots/manual/annotated/16-review-inventory.png",
      "status": "reusable",
      "visible_anchors": [
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        "program-comparison",
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        "document-verification",
        "decision-recommendation",
        "credit-analysis",
        "aibast_loan-origination-assistant-synthetic-reco",
        "aibast_loan-origination-assistant-controls-and-r"
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      "boxes": [
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          "label": "Claude Opus 5"
        },
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          "label": "program-comparison"
        },
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          "label": "processing-summary"
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          "label": "document-verification"
        },
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          "x": 1057,
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          "label": "decision-recommendation"
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      "id": "hard-step-17",
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      "caption": "Manual step 17 · Review the skill list (8 skills)",
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      "id": "hard-step-18",
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      "id": "hard-step-19",
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    },
    {
      "id": "hard-loa-01",
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      "visible_anchors": [
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        {
          "x": 299,
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        },
        {
          "x": 1018,
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    },
    {
      "id": "hard-loa-02",
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        {
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        }
      ]
    },
    {
      "id": "hard-loa-03",
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      "source": "solutions/loan-origination-assistant/screenshots/manual/22-loa-03.jpg",
      "caption": "LOA-03 · Processor: Build the VA document checklist for Sandra so I can verify the file.",
      "step": 22,
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      "annotated": "solutions/loan-origination-assistant/screenshots/manual/annotated/22-loa-03.png",
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      "visible_anchors": [
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        {
          "x": 542,
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        {
          "x": 327,
          "y": 1208,
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          "label": "Certificate of Eligibility"
        }
      ]
    },
    {
      "id": "hard-loa-04",
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      "source": "solutions/loan-origination-assistant/screenshots/manual/23-loa-04.jpg",
      "caption": "LOA-04 · Senior Underwriter: Which files meet the limited criteria, and did the assistant approve any loan?",
      "step": 23,
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        {
          "x": 286,
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          "x": 286,
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          "label": "No lending decision"
        }
      ]
    },
    {
      "id": "hard-loa-05",
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      "source": "solutions/loan-origination-assistant/screenshots/manual/24-loa-05.jpg",
      "caption": "LOA-05 · Closing Coordinator: Which conditions are still open on the commercial refinance, and is a closing date promised?",
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      "annotated": "solutions/loan-origination-assistant/screenshots/manual/annotated/24-loa-05.png",
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        {
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          "label": "Environmental Phase I"
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      ]
    },
    {
      "id": "hard-loa-06",
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      "source": "solutions/loan-origination-assistant/screenshots/manual/25-loa-06.jpg",
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        },
        {
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        },
        {
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          "label": "missing 1 paystub"
        }
      ]
    },
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      "source": "solutions/loan-origination-assistant/screenshots/manual/26-loa-07.jpg",
      "caption": "LOA-07 · Loan Officer: Which loan programs are the Martinezes eligible for, and which one do you recommend?",
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    },
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      "source": "solutions/loan-origination-assistant/screenshots/manual/27-loa-08.jpg",
      "caption": "LOA-08 · Loan Officer: Give me the complete loan processing summary for the Martinez file.",
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      ],
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      ]
    },
    {
      "id": "hard-step-28",
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      "source": "solutions/loan-origination-assistant/screenshots/manual/28-confirm-draft.jpg",
      "caption": "Manual step 28 · Confirm Draft and stop before publish",
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      ]
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  ],
  "reshoot_plan": {
    "replacement_captures": [],
    "new_learn_step_captures": []
  },
  "release_review": {
    "status": "approved",
    "reviewer": "claude:workshop-reshoot",
    "reviewed_at": "2026-10-08T11:49:30.408566+00:00",
    "method": "Workshop re-shot end to end in the real Copilot Studio UI (kodyv8) after the agent was aligned with its demo video and one-pager; every frame inspected (vision review) and every locked case checked against its machine gate; boxes placed from the frame image.",
    "notes": "Draft only; nothing published."
  }
}