{
  "schema": "aibast-visual-checkpoints/1.0",
  "solution": "@aibast-agents-library/payments-operations",
  "policy": {
    "machine_gate": "The full locked case passes only when the deterministic validator confirms every must_include and must_not_include marker against the final response.",
    "visual_gate": "A reusable screenshot must show at least one positive target-state anchor in the visible product UI and must not show a blocker or refusal that defeats the checkpoint.",
    "partial_rule": "An annotated screenshot is a learner-facing visual checkpoint, not a substitute for the full machine gate. Labels, filenames, reasoning text, and expected behavior are not visual proof.",
    "reshoot_rule": "Reshoot when the target state is absent, the response is blocked or refusing, the visible state defeats the checkpoint, or no positive target-state anchor is visible."
  },
  "summary": {
    "total_existing_captures": 44,
    "reusable": 44,
    "reshoot_required": 0
  },
  "captures": [
    {
      "id": "easy-review-build",
      "mode": "easy",
      "source": "solutions/payments-operations/screenshots/assisted/01-review-build.jpg",
      "caption": "Copilot-assisted step 1 · Review the Copilot-assisted Draft configuration",
      "draft": true,
      "annotated": "solutions/payments-operations/screenshots/assisted/annotated/01-review-build.png",
      "status": "reusable",
      "visible_anchors": [
        "Payments Operations Pilot",
        "queue-overview",
        "release-risk-review",
        "sanctions-review-queue",
        "correspondent-limits",
        "customer-verification",
        "aibast_payments-operations-synthetic-records.md",
        "aibast_payments-operations-rules-and-guardrails."
      ],
      "boxes": [
        {
          "x": 276,
          "y": 20,
          "width": 203,
          "height": 24,
          "label": "Payments Operations Pilot"
        },
        {
          "x": 1057,
          "y": 259,
          "width": 110,
          "height": 21,
          "label": "queue-overview"
        },
        {
          "x": 1225,
          "y": 260,
          "width": 127,
          "height": 18,
          "label": "release-risk-review"
        },
        {
          "x": 1057,
          "y": 299,
          "width": 158,
          "height": 21,
          "label": "sanctions-review-queue"
        },
        {
          "x": 1057,
          "y": 339,
          "width": 140,
          "height": 22,
          "label": "correspondent-limits"
        },
        {
          "x": 1057,
          "y": 379,
          "width": 142,
          "height": 19,
          "label": "customer-verification"
        },
        {
          "x": 1057,
          "y": 547,
          "width": 311,
          "height": 22,
          "label": "aibast_payments-operations-synthetic-records.md"
        },
        {
          "x": 1057,
          "y": 587,
          "width": 313,
          "height": 22,
          "label": "aibast_payments-operations-rules-and-guardrails."
        }
      ]
    },
    {
      "id": "easy-po-01",
      "mode": "easy",
      "source": "solutions/payments-operations/screenshots/assisted/02-po-01.jpg",
      "caption": "PO-01 · Payments Operations Lead: What's in this morning's payment release queue, and which payments need attention?",
      "case_id": "PO-01",
      "annotated": "solutions/payments-operations/screenshots/assisted/annotated/02-po-01.png",
      "status": "reusable",
      "visible_anchors": [
        "Release Queue",
        "PAY-3105",
        "Needs attention"
      ],
      "boxes": [
        {
          "x": 609,
          "y": 472,
          "width": 108,
          "height": 24,
          "label": "Release Queue"
        },
        {
          "x": 464,
          "y": 632,
          "width": 71,
          "height": 20,
          "label": "PAY-3105"
        },
        {
          "x": 477,
          "y": 1423,
          "width": 158,
          "height": 24,
          "label": "Needs attention"
        }
      ]
    },
    {
      "id": "easy-po-02",
      "mode": "easy",
      "source": "solutions/payments-operations/screenshots/assisted/03-po-02.jpg",
      "caption": "PO-02 · Payments Analyst: Why did payment PAY-3105 fail validation?",
      "case_id": "PO-02",
      "annotated": "solutions/payments-operations/screenshots/assisted/annotated/03-po-02.png",
      "status": "reusable",
      "visible_anchors": [
        "BENEFICIARY_ACCOUNT_MISSING",
        "Scheme Rule",
        "AMOUNT_OVER_RAIL_LIMIT"
      ],
      "boxes": [
        {
          "x": 464,
          "y": 603,
          "width": 88,
          "height": 24,
          "label": "BENEFICIARY_ACCOUNT_MISSING"
        },
        {
          "x": 464,
          "y": 825,
          "width": 104,
          "height": 21,
          "label": "Scheme Rule"
        },
        {
          "x": 480,
          "y": 1127,
          "width": 202,
          "height": 21,
          "label": "AMOUNT_OVER_RAIL_LIMIT"
        }
      ]
    },
    {
      "id": "easy-po-03",
      "mode": "easy",
      "source": "solutions/payments-operations/screenshots/assisted/04-po-03.jpg",
      "caption": "PO-03 · Payments Repair Analyst: What's the repair plan for PAY-3105? Don't change anything yet.",
      "case_id": "PO-03",
      "annotated": "solutions/payments-operations/screenshots/assisted/annotated/04-po-03.png",
      "status": "reusable",
      "visible_anchors": [
        "Not Executed",
        "Domestic High-Value",
        "Draft for analyst review"
      ],
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        {
          "x": 728,
          "y": 457,
          "width": 131,
          "height": 24,
          "label": "Not Executed"
        },
        {
          "x": 603,
          "y": 776,
          "width": 77,
          "height": 20,
          "label": "Domestic High-Value"
        },
        {
          "x": 504,
          "y": 1393,
          "width": 183,
          "height": 24,
          "label": "Draft for analyst review"
        }
      ]
    },
    {
      "id": "easy-po-04",
      "mode": "easy",
      "source": "solutions/payments-operations/screenshots/assisted/05-po-04.jpg",
      "caption": "PO-04 · Payments Analyst: Is the 2.75 million dollar payment PAY-3104 to Wingtip Toys safe to release?",
      "case_id": "PO-04",
      "annotated": "solutions/payments-operations/screenshots/assisted/annotated/05-po-04.png",
      "status": "reusable",
      "visible_anchors": [
        "Watchlist screening",
        "Risk band",
        "8.9 times"
      ],
      "boxes": [
        {
          "x": 463,
          "y": 673,
          "width": 152,
          "height": 24,
          "label": "Watchlist screening"
        },
        {
          "x": 464,
          "y": 759,
          "width": 81,
          "height": 21,
          "label": "Risk band"
        },
        {
          "x": 659,
          "y": 939,
          "width": 76,
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          "label": "8.9 times"
        }
      ]
    },
    {
      "id": "easy-po-05",
      "mode": "easy",
      "source": "solutions/payments-operations/screenshots/assisted/06-po-05.jpg",
      "caption": "PO-05 · Reconciliation Analyst: Reconcile yesterday's USD settlement account. Which breaks are still open?",
      "case_id": "PO-05",
      "annotated": "solutions/payments-operations/screenshots/assisted/annotated/06-po-05.png",
      "status": "reusable",
      "visible_anchors": [
        "WGB-SETTLE-USD-01",
        "9,846.90",
        "BRK-02"
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        {
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          "height": 23,
          "label": "WGB-SETTLE-USD-01"
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          "height": 22,
          "label": "9,846.90"
        },
        {
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          "y": 956,
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          "height": 20,
          "label": "BRK-02"
        }
      ]
    },
    {
      "id": "easy-po-06",
      "mode": "easy",
      "source": "solutions/payments-operations/screenshots/assisted/07-po-06.jpg",
      "caption": "PO-06 · Payments Operations Lead: A relationship manager is asking where PAY-3103 is. What should I tell them?",
      "case_id": "PO-06",
      "annotated": "solutions/payments-operations/screenshots/assisted/annotated/07-po-06.png",
      "status": "reusable",
      "visible_anchors": [
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        "15:00",
        "not sent"
      ],
      "boxes": [
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          "y": 640,
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          "height": 24,
          "label": "Scheme acknowledged"
        },
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          "y": 813,
          "width": 49,
          "height": 20,
          "label": "15:00"
        },
        {
          "x": 739,
          "y": 1300,
          "width": 84,
          "height": 23,
          "label": "not sent"
        }
      ]
    },
    {
      "id": "easy-po-07",
      "mode": "easy",
      "source": "solutions/payments-operations/screenshots/assisted/08-po-07.jpg",
      "caption": "PO-07 · Head of Payments Operations: Give me yesterday's payments KPI brief by rail.",
      "case_id": "PO-07",
      "annotated": "solutions/payments-operations/screenshots/assisted/annotated/08-po-07.png",
      "status": "reusable",
      "visible_anchors": [
        "Cross-Border Wire",
        "99.07%",
        "nothing was distributed"
      ],
      "boxes": [
        {
          "x": 464,
          "y": 733,
          "width": 141,
          "height": 21,
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        {
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    {
      "id": "easy-po-08",
      "mode": "easy",
      "source": "solutions/payments-operations/screenshots/assisted/09-po-08.jpg",
      "caption": "PO-08 · Compliance Analyst: Which sanctions alerts should I review first, and what do I compare?",
      "case_id": "PO-08",
      "annotated": "solutions/payments-operations/screenshots/assisted/annotated/09-po-08.png",
      "status": "reusable",
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        "The compliance analyst decides"
      ],
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        }
      ]
    },
    {
      "id": "easy-po-09",
      "mode": "easy",
      "source": "solutions/payments-operations/screenshots/assisted/10-po-09.jpg",
      "caption": "PO-09 · Treasury Analyst: Are we close to any correspondent limits today, and do any nostro accounts need funding?",
      "case_id": "PO-09",
      "annotated": "solutions/payments-operations/screenshots/assisted/annotated/10-po-09.png",
      "status": "reusable",
      "visible_anchors": [
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        "Breach"
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      "boxes": [
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          "width": 180,
          "height": 24,
          "label": "Northwind Bank (Tokyo)"
        },
        {
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          "label": "EUR 200,000.00"
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          "label": "Breach"
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      ]
    },
    {
      "id": "easy-po-10",
      "mode": "easy",
      "source": "solutions/payments-operations/screenshots/assisted/11-po-10.jpg",
      "caption": "PO-10 · Payments Analyst: PAY-3130 to Coho Winery was flagged. How should we verify it with the customer?",
      "case_id": "PO-10",
      "annotated": "solutions/payments-operations/screenshots/assisted/annotated/11-po-10.png",
      "status": "reusable",
      "visible_anchors": [
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        "ending 4417",
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      ],
      "boxes": [
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          "height": 20,
          "label": "Fourth Coffee"
        },
        {
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        }
      ]
    },
    {
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      "source": "solutions/payments-operations/screenshots/assisted/12-confirm-draft.jpg",
      "caption": "Copilot-assisted step 12 · Confirm Draft and stop before publish",
      "draft": true,
      "annotated": "solutions/payments-operations/screenshots/assisted/annotated/12-confirm-draft.png",
      "status": "reusable",
      "visible_anchors": [
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      ],
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    },
    {
      "id": "hard-step-01",
      "mode": "hard",
      "source": "solutions/payments-operations/screenshots/manual/01-create-blank-agent.jpg",
      "caption": "Manual step 1 · Create a blank Copilot Studio agent",
      "step": 1,
      "annotated": "solutions/payments-operations/screenshots/manual/annotated/01-create-blank-agent.png",
      "status": "reusable",
      "visible_anchors": [
        "Untitled Agent"
      ],
      "boxes": [
        {
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          "y": 20,
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    },
    {
      "id": "hard-step-02",
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      "source": "solutions/payments-operations/screenshots/manual/02-name-agent.jpg",
      "caption": "Manual step 2 · Name Payments Operations Manual",
      "step": 2,
      "annotated": "solutions/payments-operations/screenshots/manual/annotated/02-name-agent.png",
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      "visible_anchors": [
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      ],
      "boxes": [
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          "y": 20,
          "width": 223,
          "height": 24,
          "label": "Payments Operations Manual"
        }
      ]
    },
    {
      "id": "hard-step-03",
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      "source": "solutions/payments-operations/screenshots/manual/03-enter-instructions.jpg",
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      "step": 3,
      "annotated": "solutions/payments-operations/screenshots/manual/annotated/03-enter-instructions.png",
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      "visible_anchors": [
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      "boxes": [
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          "y": 278,
          "width": 642,
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          "label": "Payments Operations Agent — Manual Global Instructions"
        }
      ]
    },
    {
      "id": "hard-step-04",
      "mode": "hard",
      "source": "solutions/payments-operations/screenshots/manual/04-save-instructions.jpg",
      "caption": "Manual step 4 · Save the instruction policy",
      "step": 4,
      "annotated": "solutions/payments-operations/screenshots/manual/annotated/04-save-instructions.png",
      "status": "reusable",
      "visible_anchors": [
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        "Draft"
      ],
      "boxes": [
        {
          "x": 288,
          "y": 17,
          "width": 183,
          "height": 22,
          "label": "Your agent has been saved"
        },
        {
          "x": 525,
          "y": 66,
          "width": 39,
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          "label": "Draft"
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      ]
    },
    {
      "id": "hard-step-05",
      "mode": "hard",
      "source": "solutions/payments-operations/screenshots/manual/05-remove-web-search.jpg",
      "caption": "Manual step 5 · Remove default web search",
      "step": 5,
      "annotated": "solutions/payments-operations/screenshots/manual/annotated/05-remove-web-search.png",
      "status": "reusable",
      "visible_anchors": [
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      ],
      "boxes": [
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          "height": 20,
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        }
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    },
    {
      "id": "hard-step-06",
      "mode": "hard",
      "source": "solutions/payments-operations/screenshots/manual/06-add-aibast-payments-operations-rules-and-guardrails.jpg",
      "caption": "Manual step 6 · Add knowledge: aibast_payments-operations-rules-and-guardrails.md",
      "step": 6,
      "annotated": "solutions/payments-operations/screenshots/manual/annotated/06-add-aibast-payments-operations-rules-and-guardrails.png",
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      "visible_anchors": [
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    },
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      "id": "hard-step-07",
      "mode": "hard",
      "source": "solutions/payments-operations/screenshots/manual/07-add-aibast-payments-operations-synthetic-records.jpg",
      "caption": "Manual step 7 · Add knowledge: aibast_payments-operations-synthetic-records.md",
      "step": 7,
      "annotated": "solutions/payments-operations/screenshots/manual/annotated/07-add-aibast-payments-operations-synthetic-records.png",
      "status": "reusable",
      "visible_anchors": [
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          "width": 311,
          "height": 22,
          "label": "aibast_payments-operations-synthetic-records.md"
        }
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    },
    {
      "id": "hard-step-08",
      "mode": "hard",
      "source": "solutions/payments-operations/screenshots/manual/08-add-aibast-correspondent-limits-09.jpg",
      "caption": "Manual step 8 · Add skill: aibast_correspondent-limits_09",
      "step": 8,
      "annotated": "solutions/payments-operations/screenshots/manual/annotated/08-add-aibast-correspondent-limits-09.png",
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      "visible_anchors": [
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      ],
      "boxes": [
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          "height": 21,
          "label": "correspondent-limits"
        }
      ]
    },
    {
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      "mode": "hard",
      "source": "solutions/payments-operations/screenshots/manual/09-add-aibast-customer-verification-10.jpg",
      "caption": "Manual step 9 · Add skill: aibast_customer-verification_10",
      "step": 9,
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    },
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      "source": "solutions/payments-operations/screenshots/manual/10-add-aibast-daily-kpi-brief-07.jpg",
      "caption": "Manual step 10 · Add skill: aibast_daily-kpi-brief_07",
      "step": 10,
      "annotated": "solutions/payments-operations/screenshots/manual/annotated/10-add-aibast-daily-kpi-brief-07.png",
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      "visible_anchors": [
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          "label": "daily-kpi-brief"
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    },
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      "id": "hard-step-11",
      "mode": "hard",
      "source": "solutions/payments-operations/screenshots/manual/11-add-aibast-payment-status-06.jpg",
      "caption": "Manual step 11 · Add skill: aibast_payment-status_06",
      "step": 11,
      "annotated": "solutions/payments-operations/screenshots/manual/annotated/11-add-aibast-payment-status-06.png",
      "status": "reusable",
      "visible_anchors": [
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          "height": 20,
          "label": "payment-status"
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    },
    {
      "id": "hard-step-12",
      "mode": "hard",
      "source": "solutions/payments-operations/screenshots/manual/12-add-aibast-queue-overview-01.jpg",
      "caption": "Manual step 12 · Add skill: aibast_queue-overview_01",
      "step": 12,
      "annotated": "solutions/payments-operations/screenshots/manual/annotated/12-add-aibast-queue-overview-01.png",
      "status": "reusable",
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        "queue-overview"
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          "label": "queue-overview"
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      ]
    },
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      "id": "hard-step-13",
      "mode": "hard",
      "source": "solutions/payments-operations/screenshots/manual/13-add-aibast-reconcile-settlement-05.jpg",
      "caption": "Manual step 13 · Add skill: aibast_reconcile-settlement_05",
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      "annotated": "solutions/payments-operations/screenshots/manual/annotated/13-add-aibast-reconcile-settlement-05.png",
      "status": "reusable",
      "visible_anchors": [
        "reconcile-settlement"
      ],
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          "height": 18,
          "label": "reconcile-settlement"
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      ]
    },
    {
      "id": "hard-step-14",
      "mode": "hard",
      "source": "solutions/payments-operations/screenshots/manual/14-add-aibast-release-risk-review-04.jpg",
      "caption": "Manual step 14 · Add skill: aibast_release-risk-review_04",
      "step": 14,
      "annotated": "solutions/payments-operations/screenshots/manual/annotated/14-add-aibast-release-risk-review-04.png",
      "status": "reusable",
      "visible_anchors": [
        "release-risk-review"
      ],
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}