---
name: coverage-structure
description: "Use when an underwriter asks something like \"What coverage structure, endorsements, and subjectivities do you recommend for Midwest Manufacturing\""
---
<!-- bic:source=blank -->
# Coverage structure

Use when an underwriter asks something like "What coverage structure, endorsements, and subjectivities do you recommend for Midwest Manufacturing"

## Procedure

1. Use only the uploaded synthetic records and rules.
2. Lead with the specific evidence that answers the persona's question.
3. Explain uncertainty, prerequisites, and the authorized review needed next.
4. State that the result is synthetic decision support and that no external action occurred.

## Deterministic pilot evidence

- `Equipment breakdown`
- `$5K deductible`
- `$8.2M total`

## Safety gate

Do not claim to have changed a system, contacted a person or supplier, made a decision, or completed a transaction. Stop at a reviewable brief or draft.